You should obtain a free credit report from one of these credit reporting companies once every 4 months. You can get all three at once every 12 months. You can order your report by phone by calling (877) 322-8228). The web /internet address is: www.annualcreditreport.com. You can write a letter to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta GA 30348-5281.